The Metropolis building in Madrid, with its black-and-gold dome and winged statue, at the corner of Gran Vía and Calle de Alcalá on a sunny day, with taxis and motorbikes in the street
Spain · Law 14/2013

Spain Emprende.The Spain startup visa (entrepreneur residence permit) in 2026, step by step

ENISA, Spain's National Innovation Company, judges the plan. The UGE decides within twenty days, and if it does not answer, the application is granted. No minimum investment, a three-year first permit, and your family comes at the same time.

By Farjad P.DUpdated Figures checked against Law 14/2013 (BOE), the UGE and the Spanish Consulate in London

The number everyone gets wrong. The €34,188 in most guides and infographics is the remote-work permit's threshold. For entrepreneurs the criterion is €600 a month for one person.

01At a glance

What is the Spain startup visa?

Read the snapshot

It is the entrepreneur residence permit under Spain's Law 14/2013, rewritten by the 2022 Startups Law. ENISA reports on your plan, and the UGE in Madrid decides within twenty days, or the permit is granted by silence. There is no minimum investment, the first permit lasts three years, and your family applies with you.

Minimum investment
€0
and no minimum job creation (UGE)
Means a month
€600
one person, 100% of IPREM 2026
UGE decision
20 days
no answer means granted
First permit
3 yrs
then 2-year renewals

A law for people Spain wants. In 2013 Spain passed the Law on support for entrepreneurs and their internationalisation (Ley 14/2013). It built faster residence routes, separate from the general immigration regulation, for foreigners of economic benefit to Spain: entrepreneurs, professionals, researchers and later remote workers. The 2022 Startups Law (Ley 28/2022) rewrote the entrepreneur part: the first permit became three years, and the plan's assessment went to ENISA.

Two bodies. ENISA, the state innovation company, assesses your plan and your profile and reports. The UGE, a unit of the migration ministry in Madrid, takes the residence file, asks ENISA for its report and decides. If you are outside Spain, the consulate only comes in after the UGE's approval, to issue the entry visa.

A deliberately open test. An entrepreneurial activity is one that is innovative and/or of special economic interest for Spain. You do not need a registered company, a finished product or an investor. You need a plan ENISA believes.

The sentence that matters more than any infographic. The UGE's official page says: “There is no minimum investment and no minimum job creation.” No figure for the business itself is in the law. Anyone who tells you to put a set sum into a company to get residence is talking about a different route.

Spain's entrepreneur residence permit at a glance, 2026
ItemFigureNote
Minimum investmentNoneNo minimum job creation either (UGE)
Means, applicant€600 a month100% of IPREM 2026; not €34,188
Means, family€900 a month for two150% of IPREM, plus 50% for each further person
Assessing bodyENISAMandatory report, within 10 working days
UGE decision20 daysNo answer means granted (positive silence)
Consular deadline10 working daysNot for applicants subject to Visa Code art. 22 consultation, Iran included
First permit3 yearsThe entry visa is one year; the residence permit three
Renewal2 years at a timeThe business must be active
Permanent residenceAfter 5 years
CitizenshipAfter 10 yearsRenouncing your previous nationality unless an exception applies (Iran: no exception)
FamilyAt the same time as youSpouse, children, dependent parents
02Means of support · IPREM 2026

How much money do you need for the Spain startup visa?

Set up your household

The business needs no minimum investment. For your living costs, the administration's criterion for entrepreneurs is 100% of the IPREM a month: €600 for one person in 2026, €900 for a couple and €300 more for each further family member. The €34,188 quoted everywhere is the remote-work permit's threshold, not this route's.

Spouse or partner coming with you?

Other family members (children, dependent parents)

Cover how many months?

36 months covers the whole first permit. Under the old two-year permit, 24 months was the common practice.

Household of 1

€600a month: the administration's IPREM criterion, 2026

€21,600over 36 months. Our multiplication, not a published UGE figure.

The money must be your own: no third-party guarantee or undertaking, and you may be asked for a year of bank statements.

Means of support for entrepreneurs, 2026 (IPREM €600 a month)
HouseholdShare of IPREMA month (official criterion)36 months (our multiplication)
One person (the entrepreneur)100% of IPREM€600€21,600
Two people (with a spouse or partner)150% of IPREM€900€32,400
Three people (spouse and one child)200% of IPREM€1,200€43,200
Each further family member+50% of IPREM+€300+€10,800

The published criterion is monthly. Covering the whole three-year permit is the safest way to show it; the 36-month totals are our arithmetic, not a UGE figure.

Where €34,188 really comes from

Almost every guide we have seen puts the means at €34,188 a year for the main applicant, 75% of the minimum wage for a spouse and 25% for each child. That formula exists, but it belongs to the permit for international remote workers (article 74 bis of the same law, known as the digital nomad visa): 200% of Spain's minimum wage (SMI), which in 2026 is €1,221 a month in fourteen payments.

What the law actually asks

For entrepreneurs, the law itself (article 62) sets no number. It asks for “sufficient financial resources for yourself and your family for the period of residence”. The criterion the Secretary of State for Migration published to apply it uses another index, the IPREM: 100% a month for the entrepreneur, at least 150% for a two-person household, and 50% more for each further person. The IPREM has been frozen since 2023 and is €600 a month in 2026. It is the administration's reading of the law, not a figure in the law.

Why the mistake matters, both ways. A family with €40,000 reads “€51,282 for a family of three” and decides Spain is out of reach, when it is not. And someone who borrows to reach that figure forgets that the money must be their own: the administration says plainly that the resources must be personal, not a third party's guarantee or undertaking, and it can ask for a year of bank statements.

03Article 62, plus article 70

What are the requirements for Spain's entrepreneur residence permit?

Answer all six

You need a favourable ENISA report that your activity is innovative and/or of special economic interest for Spain. You must be 18 or over and not an EU citizen, be in no irregular situation or Schengen entry ban, have a clean criminal record, hold health insurance from an insurer authorised in Spain, have sufficient means and pay the government fees.

  1. A favourable ENISA report

    ENISA must report that the activity is innovative and/or of special economic interest for Spain. "And/or": you do not need both.

  2. Age and nationality

    At least 18, and not an EU citizen or someone with EU free-movement rights.

  3. Lawful status

    You are not in Spain irregularly, and you are not on the Schengen list of people refused entry.

  4. A clean criminal record

    No record in Spain or in the countries you lived in over the last two years, plus a written declaration covering the last five years. Consulates may ask for five years of certificates.

  5. Health insurance

    Public or private health insurance with an insurer authorised to operate in Spain.

  6. Sufficient means

    Enough money for you and your family for the stay, against the IPREM criterion: €600 a month for one person in 2026.

Your readiness

0 of 6 answered

Each "not yet" is a part of your file to fix before you apply.

The fees, by form

Tasa 790 code 038 for the residence application to the UGE, and later tasa 790 code 012 for the residence card. See the amount on the form on the day you generate it; the figures change yearly.

Get a free read on your plan
Government fees and forms (amounts shown on each form when generated)
FormPays forWhen
Tasa 790, code 038The residence permit application to the UGEBefore filing; gives the 22-digit NRC
Tasa 790, code 012The TIE residence cardAfter arrival, with form EX-17
Consular visa feeThe residence visa, if you apply from abroadWhen you submit at the consulate

We do not quote these amounts: none could be read off an official page, and the figures in circulation disagree.

Criminal record. The law asks for certificates from the countries you lived in over the past two years, plus a written declaration for the past five. The Spanish Consulate in London asks for five years of certificates, no older than six months. Go by your consulate's list. Each certificate needs an apostille or legalisation and an official Spanish translation.

Health insurance. The law only requires public or private insurance from an insurer authorised in Spain; “sin copago” (no co-payment) is not in Law 14/2013. Caseworkers know that condition from Spain's other visas, so a comprehensive policy with no co-payments and no waiting period is the safer choice.

04The real gate

What does ENISA look for in a Spain startup visa business plan?

Read the three criteria

ENISA weighs three things under article 70: your professional profile and role (and each partner's contribution), the business plan and how it is financed, and the added value for the Spanish economy, innovation or investment. The activity must be innovative and/or of special economic interest for Spain. A traditional café or shop does not qualify.

  1. 01

    Your profile and role

    The applicant's professional profile and involvement in the project. With several partners, ENISA assesses each one's contribution, those who need a visa and those who do not. A CV with nothing in the plan's field has already lost this criterion.

  2. 02

    The plan and its funding

    A description of the project, the product or service, and its financing, including the investment required and possible sources. The law sets no minimum, but the plan must show where the money to execute it comes from.

  3. 03

    Value for Spain

    What generates added value for the Spanish economy, innovation or investment opportunities. The plan must be built for the Spanish or European market; a generic model with no local market analysis is exactly what gets refused.

What goes into the business plan

ENISA is a state company that finances innovation, and for years its job has been lending to Spanish startups. Your plan is read by people whose work is judging businesses, not by immigration officers. The immigration administration's own guidance lists:

  • The project: activity, start date, location, the company's legal form, economic impact, the number and type of jobs you expect, and the sales and marketing plan.
  • The product or service in detail, with its innovative aspects.
  • Market, competitors and potential customers.
  • Financing and the financial plan.
  • The added value for the Spanish economy.
  • The applicant's role in the company's organisation.

Not every business belongs here

A traditional business (a restaurant, a shop, a service agency with nothing innovative or scalable) does not fit this route. ENISA will not see it as of special economic interest. There is an ordinary self-employed permit for it: slower and narrower, but built for exactly that.

05The official order

How do you apply for the Spain startup visa?

Walk to step 6

Complete ENISA's online questionnaire, prepare form MIT and pay tasa 790-038, then file electronically with the UGE using a digital certificate or a representative. ENISA reports within ten working days and the UGE decides within twenty. From abroad, you then get a one-year entry visa at your consulate; in Spain, you collect a TIE card.

  1. Step 1 of 6 · You, at enisa.es

    ENISA portal

    Register on the ENISA portal, choose the residence permit for entrepreneurs, and complete the project questionnaire. You can save it and finish it over several sessions. All the technical documents about the project reach ENISA through this route.

    This is where the decision is really made: the business plan, your profile and the value for Spain.

    Step 1
    before the immigration file

When the twenty days start. The UGE's twenty days run from the electronic filing, and silence after that means yes. That only works if the file was complete. A file sent with missing documents gets a request to complete it, which stops the clock, and most of the delays you hear about come from there, not from a slow administration.

Legal deadlines under Law 14/2013
StageWhoDeadlineArticleNote
ENISA reportENISA10 working daysArt. 70From the UGE's request.
Residence permit decisionUGE20 daysArt. 76From electronic filing. No answer in time = granted (positive silence). Stops while documents are requested.
Residence visaSpanish consulate10 working daysArt. 75.5Not for applicants subject to Visa Code art. 22 prior consultation, who fall under the Visa Code's general deadlines. Can be extended if an interview or documents are requested.

From inside Spain. If you are lawfully in Spain, for example on a Schengen visa, you or your representative file with the UGE and, once approved, apply directly for the residence card. Filing extends your current short-stay status until the decision (article 76), but only with a valid visa and not a single day of irregular stay. Your criminal record certificate goes to the UGE.

From abroad. Article 69 provides for a single application: the residence permit moves through the UGE first, then the visa through the consulate in the country where you legally live. Your criminal record certificate goes to the consulate. If you entered Schengen elsewhere and have no Spanish entry stamp, also file a declaration of entry (declaración de entrada).

A domed stone corner building with iron balconies on Via Laietana in Barcelona, with yellow-and-black taxis and pedestrians under a cloudy sky

Barcelona or Madrid

Two startup hubs.
One unit in Madrid decides.

Barcelona and Madrid are Spain's two main startup poles, but your file is examined by the UGE in Madrid, not by the city.

Via Laietana, Barcelona
06Article 62

Can your family come with you on the Spain startup visa?

Read who qualifies

Yes. Your spouse or partner, children under 18, older children who are financially dependent and have not formed their own family, and dependent parents can apply at the same time as you, or later. If they apply together, they are decided together, with no one-year wait for family reunification.

  • Spouse or partner

    Marriage certificate or proof of the partnership.

  • Children under 18

    Birth certificates.

  • Adult children

    Proof that they are financially dependent and have not formed a family of their own.

  • Dependent parents

    Proof that they are in your care.

Every family member meets the same general conditions: a passport, health insurance, means (already counted in the household criterion) and proof of the relationship. Every foreign document needs an apostille or legalisation and an official Spanish translation.

07Perk or catch?

What are the advantages and drawbacks of the Spain startup visa?

Guess all eight

The advantages are real: a legal decision in twenty days with positive silence, no minimum investment, a three-year first permit and family on day one. The drawbacks: ten years to citizenship, Spanish-only paperwork with sworn translations, filing that needs a Spanish digital certificate, and renewals that require a genuinely active business.

Guess each card · 0/0 right so far

  • A decision in 20 days

    Perk or catch?

    Perk · A decision in 20 days

    The UGE must decide within twenty days of electronic filing. If it does not, the permit counts as granted by administrative silence: a real legal advantage few countries offer.

  • Minimum investment

    Perk or catch?

    Perk · Minimum investment

    None. The UGE states it outright: there is no minimum investment and no minimum job creation.

  • Family on day one

    Perk or catch?

    Perk · Family on day one

    Your spouse, children and dependent parents can apply with you and are decided at the same time. No one-year wait for family reunification.

  • Three-year first permit

    Perk or catch?

    Perk · Three-year first permit

    Three years from the start, whether you apply in Spain or abroad, then two-year renewals.

  • Ten years to a passport

    Perk or catch?

    Catch · Ten years to a passport

    Citizenship takes ten years of legal, continuous residence, and you must formally renounce your previous nationality unless you are covered by an exception.

  • Spanish paperwork

    Perk or catch?

    Catch · Spanish paperwork

    Every form and portal is in Spanish, and every foreign document needs a sworn translation (traducción jurada).

  • Filing needs a certificate

    Perk or catch?

    Catch · Filing needs a certificate

    The UGE e-office needs a Spanish digital certificate or Cl@ve, so most applicants abroad must file through a legal representative.

  • Renewal needs a live business

    Perk or catch?

    Catch · Renewal needs a live business

    Renewal requires the business to be genuinely active. Get the permit and never start the company, and year three becomes a serious problem.

What the sales pitch leaves out

  • The 20 days (UGE) and 10 working days (ENISA) are legal deadlines, not the length of the whole route. Writing a defensible business plan, getting certificates, apostilles and sworn translations takes months.
  • The UGE e-office needs a Spanish digital certificate or Cl@ve. Most applicants outside Spain have to file through a legal representative who has one.
  • Every form and portal is in Spanish, and every foreign document needs a sworn translation (traducción jurada).
  • The document checklist the UGE still has on its site predates the 2022 law and still names the previous evaluating body. Current practice follows the law, not that PDF.
  • Renewal requires an active business. Someone who gets the permit and never starts the company runs into serious trouble in year three.
  • Citizenship takes ten years, and Spain has no dual-nationality arrangement with many countries, Iran among them.
08Tax, without the hype

What tax benefits can a startup founder get in Spain?

Read both regimes

Two, and they are often confused. The newcomers' regime (the Beckham Law) taxes Spanish income up to €600,000 at a flat 24% for the year you arrive and five more, if you were not tax-resident in Spain for the previous five years. The 15% corporate rate needs a separate ENISA “emerging company” certificate.

You, personally

The newcomers' regime (Beckham Law)

Since the 2022 Startups Law it also covers people who come for an article 70 entrepreneurial activity. Spanish income up to €600,000 is taxed at a flat 24% instead of progressive rates, for the year of arrival and the five years after, provided you were not tax-resident in Spain in the five years before.

Your company

15% corporate tax instead of 25%

For the first profitable period and the three after it. It belongs to the “emerging company” (empresa emergente) under Law 28/2022 and needs a separate certificate from ENISA. A favourable ENISA report for residence is not that certificate.

Do not build your financial model on either until a Spanish tax adviser has looked at your case. Both have conditions we summarise here, not in full.

Valencia's City of Arts and Sciences: the white ribbed science museum, the white cable-stayed bridge and the blue-and-green Agora building beside a reflecting pool

Choose your city

Valencia is growing.
Name your city in the plan.

Spain's third-largest city and one of its growing ecosystems. ENISA asks where the activity will be, so say it in the business plan.

City of Arts and Sciences, Valencia
09Renewal, residence, passport

How long does it take to get Spanish permanent residence and citizenship?

Drag yourself through the years

The first permit lasts three years, then renews two years at a time while the business stays active. Permanent residence comes after five years of legal, continuous residence. Citizenship takes ten, with the DELE A2 and CCSE tests and, unless an exception applies, renouncing your previous nationality. Only some nationalities qualify after two years.

Your permanent residence route

Y0First permit, 3 yearsStart the company (an SL or self-employed registration with RETA) and keep it active: that is what renewal checks.
  • Renewal, two years at a time, as long as the conditions that created the permit still hold. The business must be active: a registered company or self-employed registration (RETA), with tax and social security payments, is the evidence.
  • File on time, or within 90 days. A renewal application keeps your permit valid until the decision. One filed up to 90 days after expiry also keeps it valid, but may bring an administrative fine.
  • Permanent residence after five years of legal, continuous residence.
  • Citizenship after ten years of legal, continuous residence under the Civil Code. The two-year reduction is only for nationals of Latin American countries, Andorra, the Philippines, Equatorial Guinea and Portugal, and for Sephardic Jews.

Fast in, slow to a passport. If your end goal is an EU passport, Spain gives the fastest entry but the longest road to citizenship. Compare it with Denmark and the Netherlands, not just with the twenty-day decision.

10Spain against the rest

How does the Spain startup visa compare with other European startup visas?

Read the comparison

Spain has the fastest legal decision, with positive silence, no minimum investment, low means, a three-year first permit and family at the same time. Against that: ten years to citizenship and Spanish-language bureaucracy. Italy asks €50,000 for the team, Denmark has a quota of 75 and far higher means, and the Dutch permit lasts one year.

Spain's entrepreneur permit against four European startup routes
CountryIn its favourAgainst it
SpainFastest legal decision with positive silence, no minimum investment, low means, a 3-year first permit and family at the same time.Ten years to citizenship, no dual nationality for many, Spanish-language bureaucracy.
ItalyA 30-day committee, no interview.€50,000 for the team, a cap of five founders and a one-year first permit.
EstoniaTen working days and cheap.You need an MVP, and dual citizenship is not accepted.
DenmarkA transparent scoring panel and a clear route to permanent residence.An annual quota of 75 and much higher means of support.
NetherlandsA recognised facilitator guides you.The facilitator is mandatory, and the one-year permit is not extended.

A simple rule. If you have a genuinely innovative plan, not much capital, and want your family with you from day one: Spain. If your end goal is a passport, weigh Spain's ten years against the other routes.

11For applicants from sanctioned countries

What changes if you apply from Iran or another sanctioned country?

Read the six points

For Iranian passport holders the ten-day consular deadline is not guaranteed, Iranian bank balances are effectively not accepted as proof of funds, opening a Spanish account takes longer, criminal record certificates need legalisation rather than an apostille, and Spain has no dual-nationality arrangement with Iran. Filing from inside Spain, lawfully, avoids the consulate.

These notes are written for Iranian passport holders. If you hold another passport, check how each one applies to your nationality.

  1. 01

    The ten consular days are not guaranteed

    Article 75 excludes applicants subject to prior consultation under article 22 of the Schengen Visa Code from the ten-day deadline, and Iran is on that list.

  2. 02

    Filing from inside Spain skips the consulate

    If you are lawfully in Spain on a Schengen visa, you can apply directly from there. The application extends your current short-stay status until the decision (article 76). A big advantage, but only with a valid visa and not one day of irregular stay.

  3. 03

    Funds must be readable

    Proof of means must sit in an account the Spanish administration can read and whose movements it can see. A balance in an Iranian bank is effectively not accepted; plan on that from the start.

  4. 04

    Banking takes longer

    Opening a Spanish bank account with an Iranian passport takes more time and paperwork because of anti-money-laundering rules. Budget the first months on that assumption.

  5. 05

    Legalisation, not an apostille

    Iran is not a party to the Apostille Convention, so an Iranian criminal record certificate needs authentication by Iran's foreign ministry and the Spanish embassy, plus an official Spanish translation. Start early: a certificate counts as stale after six months.

  6. 06

    Define the market as Spain

    Do not define your plan's market as Iran or the Iranian diaspora. ENISA's third criterion is added value for the Spanish economy.

12Questions founders ask

Spain startup visa: frequently asked questions

Open three answers

Twenty-two answers, from how much money to show and how long the permit lasts to ENISA's criteria, positive silence, renewal, tax and how many co-founders can apply.

The essentials

What exactly is the Spain startup visa?

It is the "entrepreneur" residence permit under articles 69 and 70 of Spain's Law 14/2013 on support for entrepreneurs, as amended by Law 28/2022, known as the Startups Law. The file is examined by the Large Companies and Strategic Groups Unit (UGE) of the migration ministry, which asks Spain's National Innovation Company (ENISA) for a report. If ENISA's report is favourable, a three-year residence permit is issued.

How much money do I need to show?

For the business itself, nothing: the UGE states plainly that there is no minimum investment and no minimum job creation. For your own living costs, the law only asks for "sufficient financial resources", and the criterion the immigration administration published for entrepreneurs is 100% of the IPREM index a month: €600 a month for one person in 2026. The €34,188 figure repeated everywhere belongs to the remote-work (digital nomad) permit, not to this route.

How long does it take?

On paper it is the shortest route in Europe: ENISA must report within ten working days, the UGE decides within twenty days, and if it does not, the application counts as granted (positive silence). The consulate also has ten working days. But for nationalities subject to Schengen prior consultation, Iran among them, the ten consular days are not guaranteed; see the question on that below.

How long is the first residence permit?

Three years, whether you apply from inside Spain or from abroad. Article 69 sets the entrepreneur permit at three years. "The consulate only gives one year" is a misreading: the visa the consulate puts in your passport is valid for one year because it is an entry document, but the residence permit the UGE granted runs for three years and continues, after you arrive, with the TIE residence card.

Do I need to register a company first?

Not before the application. ENISA assesses your plan and your profile, not a company you do not have yet. Setting up a company (usually an SL, a limited liability company) or registering as self-employed with Social Security (RETA) comes after the permit. Since 2022, under Law 18/2022, the minimum share capital of an SL is one euro; the €3,000 figure is no longer required.

Can my family come at the same time?

Yes, and this is one of the genuinely best parts of the route. Article 62 lets your spouse, children under 18, older children who are financially dependent, and dependent parents apply at the same time as you, in which case the applications are decided together. The one-year wait for family reunification that applies to ordinary Spanish permits does not apply here.

Do I need to speak Spanish?

Not as a legal condition of the ENISA and UGE file, but the forms and portals are in Spanish and every foreign document needs a sworn translation (traducción jurada). For citizenship, passing the DELE Spanish exam at A2 and the constitutional and cultural knowledge test (CCSE) is mandatory.

What if I am refused?

The UGE's decision is reasoned and, under article 76, open to an administrative appeal (recurso de alzada). In practice most refusals come from a negative ENISA report, and the right response is usually to fix the plan and apply again rather than fight the same file.

ENISA, deadlines, family and renewal, in detail

What exactly does ENISA look at?

Article 70 names three things. One, the applicant's professional profile and role in the project, and where there are several partners, each one's contribution, whether or not they need a visa. Two, the business plan: a description of the project, the product or service, and its financing, including the capital required and its possible sources. Three, the added value for the Spanish economy, innovation or investment opportunity. The activity must be "innovative and/or of special economic interest for Spain". "And/or": you do not need both.

What should the business plan contain?

The immigration administration's own guidance lists: a description of the project (activity, start date, location, the company's legal form, economic impact, the number and type of jobs you expect to create, the sales and marketing plan); a detailed description of the product or service and its innovative aspects; market, competitor and customer analysis; financing and the financial plan; the added value for the Spanish economy; and the applicant's role in the company's organisation. A plan whose market is your home country or its diaspora has not answered the third criterion.

What does positive administrative silence mean, and does it really help?

Article 76 says that if the UGE does not decide within twenty days of the electronic filing, the permit is deemed granted by administrative silence. That is a genuine legal advantage that few countries offer. But two conditions are often forgotten: the file must have been filed complete, and if the UGE asks for further documents, the clock stops. Positive silence does not replace a good file; it only saves you from waiting indefinitely.

Why is the ten-day consular deadline not guaranteed for every nationality?

Article 75.5 of Law 14/2013 expressly excludes from the consulate's ten-working-day deadline "applicants subject to the consultation in article 22 of the Visa Code" and returns them to the Visa Code's general deadlines. Iran is on the list of countries whose nationals at least one Schengen state requires prior consultation for. So if you are from such a country and apply through a consulate, do not build your plan around ten days.

Should I apply from inside Spain or from my own country?

Both start with the UGE. If you are lawfully in Spain, for example on a Schengen visa, you or your legal representative file electronically with the UGE and, once approved, apply directly for the residence card. If you are outside, article 69 provides for a single application that moves the residence permit through the UGE first and then the visa through the consulate. One important difference: someone in Spain on a short stay gives their criminal record certificate to the UGE; someone applying from abroad gives it to the consulate.

How many years of criminal record certificates do I need?

The law (article 62) asks for certificates from the countries you lived in over the past two years, plus a written declaration that you have had no criminal record in the past five. But consulates can be stricter: the Spanish Consulate in London's official page asks for certificates covering the past five years and says a certificate must not be more than six months old. Go by your own consulate's list. The certificate must be apostilled or legalised and carry an official Spanish translation.

Does the health insurance have to be "without co-payments"?

The law only says public or private health insurance with an insurer authorised to operate in Spain. The phrase "sin copago" (without co-payment) is not in Law 14/2013. But because that condition is common in Spain's other visas and caseworkers are used to it, a comprehensive policy with no co-payments and no waiting period is the safer choice, and its extra cost is small compared with the risk of refusal.

For how long do I have to show the funds?

The law says "for the period of residence in Spain". The administration's criterion is monthly, so the question is how many months to multiply by. When the permit was two years, the common practice was 24 months. Now that the first permit is three years, covering the whole period means about €21,600 for one person, €32,400 for a couple and €43,200 for a family of three. That multiplication is ours, not a published UGE figure, but a file that covers the whole period leaves nothing to argue about. The money must be your own, and you may be asked for a year of bank statements.

What do I do after arriving in Spain?

A permit for more than six months needs a residence card (article 76). In practice: register your address with the town hall (empadronamiento), book a fingerprinting appointment with the police, complete form EX-17 and pay the fee with form 790 code 012, then collect your TIE card a few weeks later. If you entered the Schengen area through another country and have no Spanish entry stamp, you must also file a declaration of entry (declaración de entrada). A practical point: under the same article, for the first six months your passport is enough to register with Social Security, so do not wait for the card to start working.

How does renewal work, and when do I get permanent residence and a passport?

After three years, renewal in two-year periods, provided the conditions that created the permit still hold: the business must genuinely be active. Filing the renewal extends your permit until the decision, and even an application filed up to 90 days after expiry keeps it valid, though it may carry a fine. Permanent residence after five years. Citizenship by residence, under the Spanish Civil Code, needs ten years of legal, continuous residence; the reduction to two years is only for nationals of Latin American countries, Andorra, the Philippines, Equatorial Guinea and Portugal, and for Sephardic Jews.

Can I keep my current nationality when I become Spanish?

Only if your country is covered by an exception. Spain has no dual-nationality agreement with Iran, for example, and Iran is not among the exceptions in article 23 of the Spanish Civil Code, so an Iranian applicant must formally declare that they renounce their previous nationality when taking Spanish citizenship. If that applies to you, put it in your calculation today, not in year nine.

Do the Beckham Law and the 15% corporate tax rate apply to me?

They are two separate things and often confused. The special tax regime for newcomers (known as the Beckham Law) has, since the 2022 Startups Law, also covered people who come to Spain for an article 70 entrepreneurial activity: Spanish income up to €600,000 taxed at a flat 24%, provided you were not tax-resident in Spain in the five years before you came. The 15% corporate tax rate, however, belongs to the "emerging company" (empresa emergente), which needs a separate certificate from ENISA; a favourable ENISA report for residence is not automatically that certificate.

How is this route different from the ordinary self-employed (cuenta propia) permit?

The ordinary self-employed permit falls under the general immigration regulation, not Law 14/2013: it goes through a consulate, is assessed by the provincial labour office, has no twenty-day deadline or positive silence, and does not let your family come at the same time. For a traditional business (a café, a shop, local services) that is the route, because ENISA will not approve a plan that is neither innovative nor of special economic interest. If your plan is genuinely scalable, the Law 14/2013 route is better in every respect.

How many co-founders can apply together?

Spanish law sets no cap on the number of founders. ENISA assesses each partner's contribution separately, and each one has their own residence file. The "maximum of five co-founders" figure that appears in some presentations is the Italian startup visa's rule, not Spain's.

Where we fit

What VisaRoads does, and does not do, on a Spain file

Our role

We are not Spanish immigration lawyers, and we do not file the UGE or consular application on your behalf. Our work comes before the file: taking your plan to a favourable ENISA report.

  • An honest check of whether your plan is “innovative and/or of special economic interest for Spain”, before you spend money.
  • The business plan, Spanish market analysis and financial model, in the structure the immigration administration lists and ENISA assesses.
  • Aligning each founder's CV and role with the plan, since ENISA assesses each partner separately.
  • Preparing the ENISA portal questionnaire and documents.
  • Support in the next stage (family documents, proof of means, the first weeks in Spain) alongside the lawyer or representative who files the residence application.

Four phases, three instalments

Each instalment is tied to a real event in the file, not to the passing of time.

  1. Contract, idea review, fit with article 70, Spanish market research and the business plan. First instalment on signing.
  2. Filing the plan on the ENISA portal and the residence application, up to the favourable ENISA report. Second instalment with the favourable report.
  3. Support preparing consular documents or the residence card.
  4. Your and your family's residence is issued. Third instalment when residence is issued.

The contract runs twelve months from signing and payment of the first instalment.

The refund undertaking, exactly

What we undertake is a favourable ENISA report for your plan, and only that. If we do not obtain it within twelve months of the first instalment, 100% of what you paid is refunded at the day's euro rate. That includes a negative ENISA report caused by structural or content weaknesses in the business plan: that is our work and our responsibility.

  • No refund if the UGE, a consulate or the police refuse residence or a visa for any reason other than the ENISA report. That decision belongs to another body.
  • No refund if a refusal is due to your own personal or identity issues: problems with civil documents and translations or your passport, forged documents, a criminal record, or being unable to provide proof of means.
  • No refund if you do not pay government and consular fees on time or provide the personal documents Spain requires and the delay passes two months; the contract is then terminated in VisaRoads' favour.
  • If you withdraw at any stage, the remaining instalments are due within seven working days.

This is not a residence guarantee. No one outside ENISA and the UGE can guarantee their decision. If anyone sells you a guaranteed residence permit, walk away there and then.

Where these figures come from

Sources

  1. BOE — Ley 14/2013 (Law on support for entrepreneurs), consolidated text Art. 62 (general requirements), 69 (3-year permit, 2-year renewals), 70 (ENISA report in 10 working days), 75.5 (consular deadline and its Visa Code art. 22 exception), 76 (UGE: 20 days, silence means granted; residence card). Checked 29 Oct 2026.
  2. UGE, Ministry of Inclusion, Social Security and Migration — Emprendedores No minimum investment or job creation; what ENISA assesses. Checked 29 Oct 2026.
  3. UGE — Instrucciones para realizar una solicitud de la autorización de emprendedores (PDF) The official order: ENISA portal first, then form MIT, tasa 790-038 and the NRC code, then the UGE e-office. Checked 29 Oct 2026.
  4. Consulate General of Spain in London — Entrepreneur visa What a mission asks for: criminal record for the past 5 years, no older than 6 months; 10-day decision period. Checked 29 Oct 2026.
  5. ENISA — Empresa Nacional de Innovación The portal where the project questionnaire is filed. Checked 29 Oct 2026.

Re-check each January: the IPREM, which moves only with a budget law, and the UGE pages, which still link document lists from 2018 that predate Law 28/2022.

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Talk it through

Bring your plan to a free session.

Pick a time, come prepared, and get an honest read on whether your plan is innovative and/or of special economic interest for Spain, your numbers and whether Spain is the right route. If it isn't, we'll say so.

  • Free · 60 minutes
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  • Link sent after booking

Or reach us directly

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Regulatory Notice: Figures on this page were checked on 29 October 2026 against the consolidated text of Law 14/2013 in the BOE, the UGE's entrepreneur pages and the Spanish Consulate in London's entrepreneur-visa page. They are provided for informational purposes only. VisaRoads Inc., an Ashavid company, is a strategic business advisory firm — we are NOT an immigration law firm. A favourable ENISA report does not guarantee a residence permit; the decision belongs to the UGE and, for the visa, the consulate. Always verify current requirements at inclusion.gob.es.